Our Services
At Mortgages by Whiteworths, I provide expert, whole‑of‑market mortgage advice across Leeds, Halifax and West Yorkshire, helping clients secure the right deal for their needs. Whether you’re a first‑time buyer looking for clear guidance, a homeowner searching for the best remortgage options, or a landlord expanding your buy‑to‑let portfolio, I offer tailored support backed by extensive industry experience. I compare thousands of products from high‑street lenders and specialist providers, ensuring you receive competitive, personalised recommendations. From residential purchases and home‑mover mortgages to complex cases, self‑employed applications and limited‑company buy‑to‑let lending, my services are designed to make the mortgage process simple, transparent and stress‑free.
First‑Time Buyer Mortgages
Buying your first home is exciting — but it can feel overwhelming. I guide you through every step, from Agreement in Principle to completion, ensuring you understand your options and secure a competitive rate.
Includes help with:
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Low‑deposit mortgages
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Shared ownership
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New‑build schemes
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Gifted deposits
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Credit challenges
Home Move
Moving home? I provide tailored home‑mover mortgage advice to help you secure the right deal quickly and confidently.
I can help with:
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Whole‑of‑market home‑mover mortgage options
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Upsizing, downsizing or relocating
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Porting your existing mortgage
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Fresh borrowing and affordability checks
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Fast, stress‑free support from offer to completion
Remortgage Specialists – Save Money on Your Current Deal
Whether your fixed rate is ending or you want to release equity, I compare the market to find the best remortgage options.
Common goals:
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Reduce monthly payments
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Switch to a better rate
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Consolidate debt
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Fund home improvements
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Release equity for investments
Think carefully before securing other debts against your home.
Consolidating debt may reduce your outgoings now, but you may end up paying more overall.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy‑to‑Let & Portfolio Mortgages
From first‑time landlords to experienced investors, I help you secure competitive buy‑to‑let mortgages that support your long‑term strategy.
Support includes:
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Single‑unit BTL
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Portfolio landlord mortgages
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SPV limited company lending
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HMO & multi‑unit blocks
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Yield and affordability guidance
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority’
Self‑Employed & CIS Contractor Mortgages
If you’re self‑employed or a CIS contractor, getting a mortgage doesn’t have to be difficult. I work with lenders who understand non‑traditional income and offer flexible criteria for sole traders, limited company directors and CIS workers.
I can help with:
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Mortgages using SA302s & tax calculations
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Company accounts & retained profits
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CIS day‑rate and voucher‑based income
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One‑year trading history options
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Specialist lenders for complex income
Get in Touch today
If you’re ready to explore your mortgage options or want expert advice you can trust, get in touch today. I support clients across Leeds, Halifax and West Yorkshire with clear, personalised guidance and quick responses, making it easy to move forward with confidence.